A: When you check www.fcarusa.com and pick the product you want to order, you will see "Financing as low as $xx" button. Click on the button, it will bring up a simple application form to fill up. Once submit the form, the 3rd party financial institute [QuickSpark] will review your application. They might need 24-48 hours to reponse your application. They also might ask for additional information. The item will be shipped at the same day after you get financing process done.